Total Returns are the actual rate of return of an investment or a pool of investments over a given evaluation period. It is the amount of value an investor earns from security over a specific period, typically one year, when all distributions are reinvested.
Annualized returns are period returns re-scaled to a period of 1 year. This allows investors to compare returns of different assets that they have owned for different lengths of time
The Total returns and Annualized Returns have to be stored in the POJO file named AnnualizedReturn.java